FundingPips

1-step, 2-step and instant accounts, each with its own rule set

Forex / CFDSince 2023Dubai, United Arab Emirates5 programmes listed on PropScoutingA plan with no consistency capStatic drawdown

FundingPips, based in Dubai and operating since 2023, sells five programmes with different rules: the 1 Step Flex, the 2 Step Standard, the 2 Step Flex, the tighter 2 Step Pro and Zero, an instant account with no profit target. The 1 Step Flex and 2 Step Standard each come with a choice of daily loss limit at different prices, and the payout cycle sets your split and whether a consistency score applies, so read the rules of the exact programme and option before you buy.

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Data checked 25 Sept 2026

Evaluation prices and rules checked 22 Oct 2026

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Entry from: $29; $5K account
Account sizes: $5K–$200K; 6 sizes
Highest included split: 95%
Max loss: 12%; static
Daily loss: 3%; higher-of based
Payouts: Weekly

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Overview

Key advantages

No consistency rule on the 1 Step Flex or 2 Step Standard bi-weekly payout options
Built-in trade copier, including out to your own external accounts
Five materially different evaluation shapes, not five skins
Zero account removes the profit target entirely

Key disadvantages

Rules vary sharply between programmes, so it is easy to buy the wrong one
Tight loss limits on the 2 Step Pro (6%) and Zero (5%, trailing)
Operating since 2023, with a shorter track record than long-established firms

Our assessment

FundingPips suits traders who want no consistency rule on the standard programs. The lineup is genuinely varied rather than cosmetically different, which is a real advantage - and a real risk if you buy the wrong one. FundingPips has operated since 2023, giving it a shorter track record than FTMO.

Suitable for

Traders who want no consistency rule on a mainstream firm
Traders running an EA they built themselves
Traders who want to choose their own risk shape

Less suitable if

You want one simple rule set with no program selection
You weight a long operating record heavily

Instruments

Forex

Futures

Indices

Commodities

Metals

Crypto

Stocks

Instrument lists change and individual symbols within a class can be excluded. Confirm the exact symbol you intend to trade on FundingPips's own instrument page before buying.

Leverage

Leverage is quoted per asset class and is usually far lower on indices, metals and crypto than on forex. The programme table below carries the headline figure for each account.

1 Step Flex (3% daily loss)

1:100

1 Step Flex (2% daily loss)

1:100

2 Step Standard (5% daily loss)

1:100

2 Step Standard (3% daily loss)

1:100

2 Step Pro

1:100

2 Step Flex

1:100

Zero

1:50

Per-asset leverage is often lower than the headline forex figure. Where we could not verify a firm-level table, the per-programme figure above is what the firm publishes.

Consistency

Caps how much of total profit one trading day may represent. Checked at the payout stage at most firms.

A consistency rule appliesBreach delays the payout

FundingPips Zero applies a 15% consistency score to rewards. On the other programmes it depends on the payout cycle, and the weekly and bi-weekly cycles have none. FundingPips' help centre describes the 100% split as a monthly cycle that requires a 35% consistency score and at least seven profitable days, while its comparison table advertises the 100% split as on demand; check which conditions apply before you choose it.

Consistency cap by programme

Set per programme, not per firm. Read the row for the plan you intend to buy.

1 Step Flex (3% daily loss): No cap
1 Step Flex (2% daily loss): No cap
2 Step Standard (5% daily loss): No cap
2 Step Standard (3% daily loss): No cap
2 Step Pro: No cap
2 Step Flex: No cap
Zero: 15% best-day cap

Trading rules

Limit	1 Step Flex (3% daily loss)	1 Step Flex (2% daily loss)	2 Step Standard (5% daily loss)	2 Step Standard (3% daily loss)	2 Step Pro	2 Step Flex	Zero
Daily loss limit	3%	2%	5%	3%	3%	4%	3%
Maximum loss	12%	12%	10%	10%	6%	12%	5%
Drawdown model	Static	Static	Static	Static	Static	Static	Trails to breakeven
Minimum trading days	None	None	3	None	None	1	7
Maximum trading days	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited

News trading

Restricted

Trades may be held through news. On Master accounts, profit from trades opened or closed within 5 minutes before or after a restricted release, or from 5 minutes before a restricted speech until 5 minutes after it ends, can be deducted, unless the trade was opened at least 5 hours earlier. Deliberately trading news is prohibited, and FundingPips Zero bans opening, closing or holding trades around restricted news.

EAs and algorithmic trading

Restricted

Third-party EAs may be used only as trade or risk managers. An EA you built yourself may trade fully automated if you can prove ownership, for example with its source code.

Weekend holding

Restricted

Weekend holds are allowed in the evaluation on the 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro. On their Master accounts, open trades are closed automatically unless the Swing add-on was bought at purchase. FundingPips Zero does not allow weekend holds at all.

Overnight holding

Restricted

Overnight holds are allowed in the evaluation. On 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro Master accounts, the system closes every open trade each day (20:45 to 21:00 UTC in summer, 21:45 to 22:00 UTC in winter) unless the Swing add-on was bought at purchase. A separate swap-free add-on is sold for holding overnight without swap charges.

Copy trading

Restricted

Copying between your own FundingPips accounts, or from a FundingPips account out to your own external account, is allowed. Copying into a FundingPips account from signals or other traders, copying between different users, and third-party account management are prohibited.

Hedging

Not allowed

Hedging is on FundingPips' list of forbidden strategies, along with opposite-account trading, and leads to account termination.

Other restrictions worth knowing

The 1 Step Flex and 2 Step Standard have no consistency rule on their bi-weekly payout option.
Rules differ substantially between the five programmes; read the one you are buying.
The 1 Step Flex is sold with a 2% or 3% daily loss limit and the 2 Step Standard with 3% or 5%. The stricter option costs less, and on the 2 Step Standard it also removes the three minimum trading days.
These are FundingPips' rules for accounts bought or reset from 28 September 2026; accounts bought earlier keep its legacy rules.

Challenges

1 Step Flex (3% daily loss)

1-stepNo consistency cap

One phase at a 12% target inside a 12% static loss line and a 3% daily limit, with no minimum trading days and no time limit; the option with a 2% daily limit costs less. Funded at 80% every two weeks, with a 100% split available on conditions.

Account	Price	Profit target	Max loss
$5K	$74	$600	$600	Buy
$10K	$111	$1,200	$1,200	Buy
$25K	$255	$3,000	$3,000	Buy
$50K	$353	$6,000	$6,000	Buy
$100K	$666	$12,000	$12,000	Buy

Challenge type

1-step · 1 phase

Profit target

12%

Daily loss limit

higher-of based

Maximum loss

12%

Drawdown model

The loss line is fixed to your starting balance and never moves.

Static

Max leverage

1:100

Profit split

80%

Payout frequency

Bi-weekly, from day 14

Consistency cap

None

Minimum trading days

None

Maximum trading days

Unlimited

Fee refunded

Scaling. Invitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M.

Get 20% off

1 Step Flex (2% daily loss)

1-stepNo consistency cap

The 1 Step Flex with a 2% daily limit instead of 3%, for a lower price. Otherwise the same: a 12% target, a 12% static loss line, no minimum trading days and 80% every two weeks.

Account	Price	Profit target	Max loss
$5K	$52	$600	$600	Buy
$10K	$77	$1,200	$1,200	Buy
$25K	$192	$3,000	$3,000	Buy
$50K	$269	$6,000	$6,000	Buy
$100K	$529	$12,000	$12,000	Buy

Challenge type

1-step · 1 phase

Profit target

12%

Daily loss limit

higher-of based

Maximum loss

12%

Drawdown model

The loss line is fixed to your starting balance and never moves.

Static

Max leverage

1:100

Profit split

80%

Payout frequency

Bi-weekly, from day 14

Consistency cap

None

Minimum trading days

None

Maximum trading days

Unlimited

Fee refunded

Scaling. Invitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M.

Get 20% off

2 Step Standard (5% daily loss)

2-stepNo consistency cap

A 10% total and 5% daily loss limit on both phases, the highest daily limit FundingPips sells, at 1:100 leverage, with at least three trading days per phase. The option with a 3% daily limit costs less and has no minimum.

Account	Price	Profit target	Max loss
$5K	$39	$400	$500	Buy
$10K	$72	$800	$1,000	Buy
$25K	$195	$2,000	$2,500	Buy
$50K	$349	$4,000	$5,000	Buy
$100K	$652	$8,000	$10,000	Buy

Challenge type

2-step · 2 phases

Profit target

8% → 5%

Daily loss limit

higher-of based

Maximum loss

10%

Drawdown model

The loss line is fixed to your starting balance and never moves.

Static

Max leverage

1:100

Profit split

80%

Payout frequency

Bi-weekly, from day 14

Consistency cap

None

Minimum trading days

Maximum trading days

Unlimited

Fee refunded

Registration fee refunded with the 4th reward on the 2 Step Standard Master Account.

Yes

Scaling. Invitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M.

Get 20% off

2 Step Standard (3% daily loss)

2-stepNo consistency cap

The 2 Step Standard with a 3% daily limit instead of 5%, for a lower price and with no minimum trading days. Targets of 8% then 5% inside a 10% static loss line, as on the 5% option.

Account	Price	Profit target	Max loss
$5K	$32	$400	$500	Buy
$10K	$59	$800	$1,000	Buy
$25K	$160	$2,000	$2,500	Buy
$50K	$288	$4,000	$5,000	Buy
$100K	$544	$8,000	$10,000	Buy

Challenge type

2-step · 2 phases

Profit target

8% → 5%

Daily loss limit

higher-of based

Maximum loss

10%

Drawdown model

The loss line is fixed to your starting balance and never moves.

Static

Max leverage

1:100

Profit split

80%

Payout frequency

Bi-weekly, from day 14

Consistency cap

None

Minimum trading days

None

Maximum trading days

Unlimited

Fee refunded

Registration fee refunded with the 4th reward on the 2 Step Standard Master Account.

Yes

Scaling. Invitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M.

Get 20% off

2 Step Pro

2-stepNo consistency cap

Lower targets (6% per phase) bought with a tighter 6% total loss cap, with no minimum trading days. Funded stage pays 80% weekly, with a 100% split available on conditions.

Account	Price	Profit target	Max loss
$5K	$29	$300	$300	Buy
$10K	$55	$600	$600	Buy
$25K	$145	$1,500	$1,500	Buy
$50K	$249	$3,000	$3,000	Buy
$100K	$466	$6,000	$6,000	Buy
$200K	$919	$12,000	$12,000	Buy

Challenge type

2-step · 2 phases

Profit target

6% → 6%

Daily loss limit

higher-of based

Maximum loss

Drawdown model

The loss line is fixed to your starting balance and never moves.

Static

Max leverage

1:100

Profit split

80%

Payout frequency

Weekly, from day 7

Consistency cap

None

Minimum trading days

None

Maximum trading days

Unlimited

Fee refunded

Scaling. Invitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M.

Get 20% off

2 Step Flex

2-stepNo consistency cap

Two phases at 10% then 8%, inside a 4% daily and 12% static loss limit. The split is chosen at purchase, at the same price: 80% every two weeks with one trading day per phase, or 95% with three profitable days of at least 0.5% per phase and per reward cycle.

Account	Price	Profit target	Max loss
$5K	$35	$500	$600	Buy
$10K	$64	$1,000	$1,200	Buy
$25K	$175	$2,500	$3,000	Buy
$50K	$299	$5,000	$6,000	Buy
$100K	$555	$10,000	$12,000	Buy

Challenge type

2-step · 2 phases

Profit target

10% → 8%

Daily loss limit

higher-of based

Maximum loss

12%

Drawdown model

The loss line is fixed to your starting balance and never moves.

Static

Max leverage

1:100

Profit split

80%

Payout frequency

Bi-weekly, from day 14

Consistency cap

None

Minimum trading days

Maximum trading days

Unlimited

Fee refunded

Scaling. Invitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M.

Get 20% off

Zero

Instant funding

No profit target at all: you pass by surviving. Paid for with a 5% trailing drawdown and the strictest consistency rule in the lineup.

Account	Price	Profit target	Max loss
$5K	$60	None	$250	Buy
$10K	$88	None	$500	Buy
$25K	$188	None	$1,250	Buy
$50K	$244	None	$2,500	Buy
$100K	$444	None	$5,000	Buy
$200K	$888	None	$10,000	Buy

Challenge type

Instant funding

Profit target

None

Daily loss limit

higher-of based

Maximum loss

Drawdown model

The loss line trails your profit until it reaches your starting balance, then locks there.

Trails to breakeven

Max leverage

1:50

Profit split

95%

Payout frequency

Bi-weekly, first payout after 14 days and 7 profitable days

Consistency cap

15%

Minimum trading days

Maximum trading days

Unlimited

Fee refunded

Get 20% off

Payouts

FundingPips' comparison table advertises 80% bi-weekly on the 1 Step Flex and 2 Step Standard, 80% weekly on the 2 Step Pro, up to 95% bi-weekly on the 2 Step Flex, and a 100% on-demand split on all four, subject to its conditions. On the 2 Step Flex the split is chosen at purchase: 80% with one minimum trading day per phase, or 95% with three profitable days of at least 0.5% per phase and per reward cycle. On the other three, the help centre says the reward cycle is chosen once the account reaches the Master Account. The help centre describes the 100% split as monthly, with a 35% consistency score and at least seven profitable days, and lists a 60% weekly cycle on the 2 Step Standard that the comparison table does not show. On Zero, the split is 95% on a bi-weekly cycle, and the first reward can be requested after 14 days and seven profitable days.

Highest included split

95%

Fastest payout frequency

Weekly

First payout after

Varies by programme

Minimum payout

1% of the account size

Payout methods

Crypto, Rise, Bank wire, Pay to card

Payment methods

How you pay for the evaluation

Credit/debit card (Visa, Mastercard), Apple Pay, Google Pay, PayPal, Neteller, Skrill, Paysafecard, Crypto

Processing time

Requests are processed within 1-3 working days, with another 1-2 working days for the funds to arrive.

Published payout proof

Not independently verified by PropScouting

Payout restrictions

The minimum withdrawal is 1% of the funded account size including the firm's share, so $500 on a $50K account.
Bank wire and Rise both carry a $500 floor regardless of account size; card and crypto follow the 1% rule.
Rewards are subject to service, exchange-rate and network fees, deducted during processing.

Split and cadence by programme

1 Step Flex (3% daily loss): 80% · Bi-weekly from day 14
1 Step Flex (2% daily loss): 80% · Bi-weekly from day 14
2 Step Standard (5% daily loss): 80% · Bi-weekly from day 14
2 Step Standard (3% daily loss): 80% · Bi-weekly from day 14
2 Step Pro: 80% · Weekly from day 7
2 Step Flex: 80% · Bi-weekly from day 14
Zero: 95% · Bi-weekly first payout after 14 days and 7 profitable days

Restricted countries

3 restrictedFundingPips states it does not serve traders from:

Iran
United Arab Emirates
Vietnam

These are the countries FundingPips' help centre lists as restricted. US residents cannot use MT5 or cTrader accounts, though Match-Trader is available to US and Canadian residents. Check that a payout method reaches you: bank transfer and Rise have a $500 minimum.

Reviews

No reviews yet

No trader has reviewed FundingPips on PropScouting yet, and we do not seed reviews or import star ratings from other sites. Until real submissions arrive, the rules and prices above are what we can stand behind.

New reviews are temporarily paused while we introduce evidence verification.

Questions about FundingPips

Does FundingPips allow news trading?

With restrictions. Trades may be held through news. On Master accounts, profit from trades opened or closed within 5 minutes before or after a restricted release, or from 5 minutes before a restricted speech until 5 minutes after it ends, can be deducted, unless the trade was opened at least 5 hours earlier. Deliberately trading news is prohibited, and FundingPips Zero bans opening, closing or holding trades around restricted news.

Does FundingPips allow EAs and automated trading?

With conditions. Third-party EAs may be used only as trade or risk managers. An EA you built yourself may trade fully automated if you can prove ownership, for example with its source code.

Does FundingPips have a consistency rule?

What is the FundingPips drawdown rule?

On the 1 Step Flex (3% daily loss), the maximum loss is 12% of the starting balance and the daily loss limit is 3%. The drawdown model is static: The loss line is fixed to your starting balance and never moves.

How much does FundingPips cost?

The cheapest published ticket we verified is $29, and accounts run from $5K to $200K. Prices in this sector change without notice, so treat this as the last verified reading rather than a live quote.

What is the FundingPips profit split?

Up to 95%. FundingPips' comparison table advertises 80% bi-weekly on the 1 Step Flex and 2 Step Standard, 80% weekly on the 2 Step Pro, up to 95% bi-weekly on the 2 Step Flex, and a 100% on-demand split on all four, subject to its conditions. On the 2 Step Flex the split is chosen at purchase: 80% with one minimum trading day per phase, or 95% with three profitable days of at least 0.5% per phase and per reward cycle. On the other three, the help centre says the reward cycle is chosen once the account reaches the Master Account. The help centre describes the 100% split as monthly, with a 35% consistency score and at least seven profitable days, and lists a 60% weekly cycle on the 2 Step Standard that the comparison table does not show. On Zero, the split is 95% on a bi-weekly cycle, and the first reward can be requested after 14 days and seven profitable days.

How often does FundingPips pay out?

The fastest cadence on any FundingPips programme is weekly. Minimum withdrawal: 1% of the account size. Payout methods: Crypto, Rise, Bank wire, Pay to card.

Can I hold FundingPips positions over the weekend?

With restrictions. Weekend holds are allowed in the evaluation on the 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro. On their Master accounts, open trades are closed automatically unless the Swing add-on was bought at purchase. FundingPips Zero does not allow weekend holds at all.

Which countries can trade with FundingPips?

FundingPips states it does not serve traders from 3 countries or regions, listed in full in the restricted countries section above. These are the countries FundingPips' help centre lists as restricted. US residents cannot use MT5 or cTrader accounts, though Match-Trader is available to US and Canadian residents. Check that a payout method reaches you: bank transfer and Rise have a $500 minimum.

How many FundingPips programmes does PropScouting list?

PropScouting currently lists five FundingPips programmes: 1 Step Flex, 2 Step Standard, 2 Step Pro, 2 Step Flex and Zero, in account sizes from $5K to $200K.

Which platforms does FundingPips offer?

FundingPips offers MetaTrader 5, cTrader, TradingView and Match-Trader.

What is the maximum allocation at FundingPips?

FundingPips allocates up to $400,000 per trader, shared across every evaluation, Master and Prime account you hold.