Head to head
FundingPips vs FundedNext
Which of the two fits your strategy?
Similar age, similar positioning, genuinely different rule books. FundingPips' evaluation programmes carry no consistency rule on the weekly and bi-weekly payout cycles, but its help centre gives the 100% split a 35% consistency score; FundedNext's 1-Step pays on a 5-business-day cycle, and its split can be raised with a paid add-on.
Rules and prices may change
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FundingPips
1-step, 2-step and instant accounts, each with its own rule set
- Entry from
- $29
- Highest included split
- 95%
- Max loss
- 12% static
- Daily loss
- 3%
- Sizes
- $5K–$200K
- Consistency
- Applies
FundedNext
Stellar CFD evaluations with a paid split add-on, and Futures Flex challenges
- Entry from
- $59.99
- Highest included split
- 80%
- Paid upgrade available: 95%
- Max loss
- 10% static
- Daily loss
- 5%
- Sizes
- $6K–$200K
- Consistency
- 40% cap
The short answer
The biggest differences
Ranked by how far apart the two firms actually are, not by what is easiest to put in a table.
| Attribute | FundingPips | FundedNext |
|---|---|---|
| Minimum trading days | None | 5 |
| Hedging | Not allowed | Restricted |
| Entry price | $29 | $59.99 |
| Daily loss limit | 3% | 5% |
| Weekend holding | Restricted | Allowed |
| Overnight holding | Restricted | Allowed |
Full matrix
Every attribute compared
34 rows across cost, evaluation terms, payouts, rules and access.
Comparing 2 | ||
|---|---|---|
At a glance | ||
| User ratingAverage of reviews submitted by PropScouting users | No reviews yet | No reviews yet |
| Asset class | Forex / CFD | Forex / CFD |
| Operating since | 2023 | 2022 |
| Programmes listed on PropScouting | 5 1-step, 2-step, Instant funding | 2 2-step, 1-step |
Cost | ||
| Entry priceLowest published ticket across all programmes | $29 smallest account $5K | $59.99 smallest account $6K |
| $100K account priceCheapest published ticket for a $100,000 account | $444 | $549.99 |
| Account sizes | $5K – $200K 6 sizes | $6K – $200K 6 sizes |
| Fee refundedReturned once funded; timing varies by firm | Yes Registration fee refunded with the 4th reward on the 2 Step Standard Master Account. | Yes CFD challenge accounts refund the base fee on the first funded payout. |
| Pricing model | One-time fee no clock on the evaluation | One-time fee no clock on the evaluation |
Evaluation | ||
| Profit targetPer phase, on the widest programme | 12% 1 Step Flex (3% daily loss) | 8% → 5% Stellar 2-Step |
| Maximum loss | 12% 1 Step Flex (3% daily loss) | 10% Stellar 2-Step |
| Daily loss limitNo limit means a bad morning cannot end the account | 3% higher-of based | 5% balance based |
| Drawdown modelStatic never moves; trailing rises with your profit | Static | Static |
| Minimum trading days | None | 5 |
| Time limit | Unlimited | Unlimited |
| Max leverage | 1:100 | 1:100 |
Payouts | ||
| Profit splitHighest included split on any programme | 95% included | 80% included; paid upgrade available: 95% |
| Payout cadence | Weekly on 2 Step Pro | Weekly on Stellar 1-Step |
| First payout after | Varies by programme | Varies by programme |
| Minimum payout | 1% of the account size | $20 on Stellar CFD accounts; $250 on Futures Flex |
| Published payout proof | Not independently verified by PropScouting | Not independently verified by PropScouting |
Rules that decide whether you get paid | ||
| Consistency capCaps how much of total profit one day may represent. Set per programme, not per firm. | None on some plans tightest elsewhere 15% - breach delays the payout | None no programme carries a cap |
| News trading | Restricted Trades may be held through news. On Master accounts, profit from trades opened or closed within 5 minutes before or after a restricted release, or from 5 minutes before a restricted speech until 5 minutes after it ends, can be deducted, unless the trade was opened at least 5 hours earlier. Deliberately trading news is prohibited, and FundingPips Zero bans opening, closing or holding trades around restricted news. | Restricted News trading is allowed during the Stellar 2-Step challenge. On the funded account, only 40% of profit made within five minutes either side of a listed high-impact release is counted. FundedNext's futures accounts have no news trading restriction. |
| EAs and algos | Restricted Third-party EAs may be used only as trade or risk managers. An EA you built yourself may trade fully automated if you can prove ownership, for example with its source code. | Restricted On CFD accounts, EAs and bots are allowed only on MT4 and MT5 accounts below $50,000, with a paid EA add-on. Accounts of $50,000 and above, and all cTrader and Match-Trader accounts, must be traded manually. Each EA must run its own strategy, capped at $300,000, and EAs built to pass prop challenges are banned. On futures accounts, EAs and bots are allowed in the challenge and once funded if each is set up for your own strategy and does not place identical trades across accounts; EAs linked to apps such as Telegram or WhatsApp, latency abuse and order flooding are banned. |
| Copy trading | Restricted Copying between your own FundingPips accounts, or from a FundingPips account out to your own external account, is allowed. Copying into a FundingPips account from signals or other traders, copying between different users, and third-party account management are prohibited. | Restricted On CFD accounts, copying is allowed between your own FundedNext challenge accounts, up to $300,000 combined with one account set as the master. Copying between accounts owned by different people, including family and friends or through cloud copy tools, is prohibited. On futures accounts, you may copy between your own FundedNext accounts and your own accounts at other prop firms, registered in the same name; signal services and group trading are prohibited. |
| Weekend holding | Restricted Weekend holds are allowed in the evaluation on the 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro. On their Master accounts, open trades are closed automatically unless the Swing add-on was bought at purchase. FundingPips Zero does not allow weekend holds at all. | Allowed Positions may be held over the weekend on Stellar 1-Step, 2-Step and Lite accounts, in the challenge and once funded. Futures positions must be closed by 3:10 PM CT every trading day, so none are held over the weekend. |
| Overnight holding | Restricted Overnight holds are allowed in the evaluation. On 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro Master accounts, the system closes every open trade each day (20:45 to 21:00 UTC in summer, 21:45 to 22:00 UTC in winter) unless the Swing add-on was bought at purchase. A separate swap-free add-on is sold for holding overnight without swap charges. | Allowed Positions may be held overnight on every CFD account type. Swap charges apply on swap accounts and count toward the daily loss. Futures positions still open at 3:10 PM CT are closed automatically, and trading reopens at 5:00 PM CT. |
| Hedging | Not allowed Hedging is on FundingPips' list of forbidden strategies, along with opposite-account trading, and leads to account termination. | Restricted On CFD accounts, hedging is allowed only within the same account; hedging or group hedging across accounts is prohibited. On futures accounts, offsetting positions in the same or a correlated contract are prohibited within one account and across accounts, as is coordinating opposite trades with other traders. |
Access | ||
| Platforms | MetaTrader 5, cTrader, TradingView +1 MetaTrader 5 · cTrader · TradingView · Match-Trader | MetaTrader 4, MetaTrader 5, cTrader +2 MetaTrader 4 · MetaTrader 5 · cTrader · Match-Trader · TradingView |
| Markets | Forex, Indices, Metals, Crypto +1 Forex · Indices · Metals · Crypto · Commodities | Forex, Indices, Metals, Crypto +1 Forex · Indices · Metals · Crypto · Commodities |
| Payout methods | Crypto, Rise, Bank wire, Pay to card | Crypto, Rise, Bank transfer |
| Scaling plan | Yes Invitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M. | Yes Qualifying traders move to FundedNext Pro, where the account grows by 25% each qualifying cycle, up to $4M. |
| Country restrictions | 3 listed These are the countries FundingPips' help centre lists as restricted. US residents cannot use MT5 or cTrader accounts, though Match-Trader is available to US and Canadian residents. Check that a payout method reaches you: bank transfer and Rise have a $500 minimum. | 20 listed These are the countries FundedNext's CFD help centre lists, covering residents and citizens; its futures help centre lists them too. Futures accounts also cannot be bought from Afghanistan, Albania, Antarctica, Burkina Faso, Congo, Côte d'Ivoire, Cuba, the Democratic Republic of the Congo, Djibouti, Guinea-Bissau, Iran, Iraq, Jordan, Laos, Lebanon, Lesotho, Libya, Malawi, Mali, the Palestinian Territories, Russia, Rwanda, Sierra Leone, Somalia, South Sudan, Sudan, Tajikistan, Timor-Leste, Ukraine, Venezuela or Yemen. US residents cannot use MetaTrader-based products such as the Stellar Instant account, and MetaTrader accounts may not be accessed from a US IP address. |
| Record verified | 25 Sept 2026 | 25 Sept 2026 |
At a glance
User rating
Average of reviews submitted by PropScouting users
- FundingPips
- No reviews yet
- FundedNext
- No reviews yet
Asset class
- FundingPips
- Forex / CFD
- FundedNext
- Forex / CFD
Operating since
- FundingPips
- 2023
- FundedNext
- 2022
Programmes listed on PropScouting
- FundingPips
- 51-step, 2-step, Instant funding
- FundedNext
- 22-step, 1-step
Cost
Entry price
Lowest published ticket across all programmes
- FundingPips
- $29smallest account $5K
- FundedNext
- $59.99smallest account $6K
$100K account price
Cheapest published ticket for a $100,000 account
- FundingPips
- $444
- FundedNext
- $549.99
Account sizes
- FundingPips
- $5K – $200K6 sizes
- FundedNext
- $6K – $200K6 sizes
Fee refunded
Returned once funded; timing varies by firm
- FundingPips
- YesRegistration fee refunded with the 4th reward on the 2 Step Standard Master Account.
- FundedNext
- YesCFD challenge accounts refund the base fee on the first funded payout.
Pricing model
- FundingPips
- One-time feeno clock on the evaluation
- FundedNext
- One-time feeno clock on the evaluation
Evaluation
Profit target
Per phase, on the widest programme
- FundingPips
- 12%1 Step Flex (3% daily loss)
- FundedNext
- 8% → 5%Stellar 2-Step
Maximum loss
- FundingPips
- 12%1 Step Flex (3% daily loss)
- FundedNext
- 10%Stellar 2-Step
Daily loss limit
No limit means a bad morning cannot end the account
- FundingPips
- 3%higher-of based
- FundedNext
- 5%balance based
Drawdown model
Static never moves; trailing rises with your profit
- FundingPips
- Static
- FundedNext
- Static
Minimum trading days
- FundingPips
- None
- FundedNext
- 5
Time limit
- FundingPips
- Unlimited
- FundedNext
- Unlimited
Max leverage
- FundingPips
- 1:100
- FundedNext
- 1:100
Payouts
Profit split
Highest included split on any programme
- FundingPips
- 95%included
- FundedNext
- 80%included; paid upgrade available: 95%
Payout cadence
- FundingPips
- Weeklyon 2 Step Pro
- FundedNext
- Weeklyon Stellar 1-Step
First payout after
- FundingPips
- Varies by programme
- FundedNext
- Varies by programme
Minimum payout
- FundingPips
- 1% of the account size
- FundedNext
- $20 on Stellar CFD accounts; $250 on Futures Flex
Published payout proof
- FundingPips
- Not independently verified by PropScouting
- FundedNext
- Not independently verified by PropScouting
Rules that decide whether you get paid
Consistency cap
Caps how much of total profit one day may represent. Set per programme, not per firm.
- FundingPips
- None on some planstightest elsewhere 15% - breach delays the payout
- FundedNext
- Noneno programme carries a cap
News trading
- FundingPips
- RestrictedTrades may be held through news. On Master accounts, profit from trades opened or closed within 5 minutes before or after a restricted release, or from 5 minutes before a restricted speech until 5 minutes after it ends, can be deducted, unless the trade was opened at least 5 hours earlier. Deliberately trading news is prohibited, and FundingPips Zero bans opening, closing or holding trades around restricted news.
- FundedNext
- RestrictedNews trading is allowed during the Stellar 2-Step challenge. On the funded account, only 40% of profit made within five minutes either side of a listed high-impact release is counted. FundedNext's futures accounts have no news trading restriction.
EAs and algos
- FundingPips
- RestrictedThird-party EAs may be used only as trade or risk managers. An EA you built yourself may trade fully automated if you can prove ownership, for example with its source code.
- FundedNext
- RestrictedOn CFD accounts, EAs and bots are allowed only on MT4 and MT5 accounts below $50,000, with a paid EA add-on. Accounts of $50,000 and above, and all cTrader and Match-Trader accounts, must be traded manually. Each EA must run its own strategy, capped at $300,000, and EAs built to pass prop challenges are banned. On futures accounts, EAs and bots are allowed in the challenge and once funded if each is set up for your own strategy and does not place identical trades across accounts; EAs linked to apps such as Telegram or WhatsApp, latency abuse and order flooding are banned.
Copy trading
- FundingPips
- RestrictedCopying between your own FundingPips accounts, or from a FundingPips account out to your own external account, is allowed. Copying into a FundingPips account from signals or other traders, copying between different users, and third-party account management are prohibited.
- FundedNext
- RestrictedOn CFD accounts, copying is allowed between your own FundedNext challenge accounts, up to $300,000 combined with one account set as the master. Copying between accounts owned by different people, including family and friends or through cloud copy tools, is prohibited. On futures accounts, you may copy between your own FundedNext accounts and your own accounts at other prop firms, registered in the same name; signal services and group trading are prohibited.
Weekend holding
- FundingPips
- RestrictedWeekend holds are allowed in the evaluation on the 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro. On their Master accounts, open trades are closed automatically unless the Swing add-on was bought at purchase. FundingPips Zero does not allow weekend holds at all.
- FundedNext
- AllowedPositions may be held over the weekend on Stellar 1-Step, 2-Step and Lite accounts, in the challenge and once funded. Futures positions must be closed by 3:10 PM CT every trading day, so none are held over the weekend.
Overnight holding
- FundingPips
- RestrictedOvernight holds are allowed in the evaluation. On 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro Master accounts, the system closes every open trade each day (20:45 to 21:00 UTC in summer, 21:45 to 22:00 UTC in winter) unless the Swing add-on was bought at purchase. A separate swap-free add-on is sold for holding overnight without swap charges.
- FundedNext
- AllowedPositions may be held overnight on every CFD account type. Swap charges apply on swap accounts and count toward the daily loss. Futures positions still open at 3:10 PM CT are closed automatically, and trading reopens at 5:00 PM CT.
Hedging
- FundingPips
- Not allowedHedging is on FundingPips' list of forbidden strategies, along with opposite-account trading, and leads to account termination.
- FundedNext
- RestrictedOn CFD accounts, hedging is allowed only within the same account; hedging or group hedging across accounts is prohibited. On futures accounts, offsetting positions in the same or a correlated contract are prohibited within one account and across accounts, as is coordinating opposite trades with other traders.
Access
Platforms
- FundingPips
- MetaTrader 5, cTrader, TradingView +1MetaTrader 5 · cTrader · TradingView · Match-Trader
- FundedNext
- MetaTrader 4, MetaTrader 5, cTrader +2MetaTrader 4 · MetaTrader 5 · cTrader · Match-Trader · TradingView
Markets
- FundingPips
- Forex, Indices, Metals, Crypto +1Forex · Indices · Metals · Crypto · Commodities
- FundedNext
- Forex, Indices, Metals, Crypto +1Forex · Indices · Metals · Crypto · Commodities
Payout methods
- FundingPips
- Crypto, Rise, Bank wire, Pay to card
- FundedNext
- Crypto, Rise, Bank transfer
Scaling plan
- FundingPips
- YesInvitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M.
- FundedNext
- YesQualifying traders move to FundedNext Pro, where the account grows by 25% each qualifying cycle, up to $4M.
Country restrictions
- FundingPips
- 3 listedThese are the countries FundingPips' help centre lists as restricted. US residents cannot use MT5 or cTrader accounts, though Match-Trader is available to US and Canadian residents. Check that a payout method reaches you: bank transfer and Rise have a $500 minimum.
- FundedNext
- 20 listedThese are the countries FundedNext's CFD help centre lists, covering residents and citizens; its futures help centre lists them too. Futures accounts also cannot be bought from Afghanistan, Albania, Antarctica, Burkina Faso, Congo, Côte d'Ivoire, Cuba, the Democratic Republic of the Congo, Djibouti, Guinea-Bissau, Iran, Iraq, Jordan, Laos, Lebanon, Lesotho, Libya, Malawi, Mali, the Palestinian Territories, Russia, Rwanda, Sierra Leone, Somalia, South Sudan, Sudan, Tajikistan, Timor-Leste, Ukraine, Venezuela or Yemen. US residents cannot use MetaTrader-based products such as the Stellar Instant account, and MetaTrader accounts may not be accessed from a US IP address.
Record verified
- FundingPips
- 25 Sept 2026
- FundedNext
- 25 Sept 2026
Beyond the numbers
Which one should you buy?
Our assessment of each, labelled as opinion. If the two lists below point at different firms, the honest answer is that you should buy the one whose rules your strategy needs.
FundingPips
FundingPips suits traders who want no consistency rule on the standard programs. The lineup is genuinely varied rather than cosmetically different, which is a real advantage - and a real risk if you buy the wrong one. FundingPips has operated since 2023, giving it a shorter track record than FTMO.
Suitable for
- Traders who want no consistency rule on a mainstream firm
- Traders running an EA they built themselves
- Traders who want to choose their own risk shape
Less suitable if
- You want one simple rule set with no program selection
- You weight a long operating record heavily
FundedNext
FundedNext is worth a spreadsheet rather than a glance. Once you price the split upgrade against your expected profit, the headline 95% often stops being the deciding factor - and the underlying 2-Step rules are ordinary in a good way: static drawdown, no time limit, 5% daily. Buy it for the program range and the fast payout cycles, not for the marketing number.
Suitable for
- Traders who want a small account to test a firm cheaply
- Traders who value fast payout cycles
- EA traders on MetaTrader accounts under $50K
Less suitable if
- Your CFD strategy depends on release-window profit
- You want a single simple product rather than a program menu
FundingPips vs FundedNext questions
Is FundingPips or FundedNext cheaper?
FundingPips has the lower published entry ticket at $29 against $59.99. Read that against the account size it buys and the $100K row in the matrix above rather than the ticket alone - the cheaper entry ticket often buys a much smaller account.
Which has the better drawdown rules, FundingPips or FundedNext?
FundingPips allows 12% total loss on a static basis with a 3% daily limit. FundedNext allows 10% on a static basis with a 5% daily limit.
Which pays a higher profit split?
FundingPips pays more, up to 95% against 80%. Check whether the headline figure is included or a paid upgrade - the matrix above flags which.
Which allows news trading?
FundingPips: Trades may be held through news. On Master accounts, profit from trades opened or closed within 5 minutes before or after a restricted release, or from 5 minutes before a restricted speech until 5 minutes after it ends, can be deducted, unless the trade was opened at least 5 hours earlier. Deliberately trading news is prohibited, and FundingPips Zero bans opening, closing or holding trades around restricted news. FundedNext: News trading is allowed during the Stellar 2-Step challenge. On the funded account, only 40% of profit made within five minutes either side of a listed high-impact release is counted. FundedNext's futures accounts have no news trading restriction.
Can I trade both firms at once?
Yes, and traders often do to diversify rule risk. The one thing to avoid is running correlated or hedged positions across accounts at different firms - most terms prohibit coordinated hedging, and it is detectable.
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