FTMO vs FundingPips

No reviews yet

No reviews yet

Forex / CFD

Forex / CFD

2015

2023

2

2-step, 1-step

5

1-step, 2-step, Instant funding

Priced in EUR

not converted to USD

$29

smallest account $5K

Priced in EUR

$444

$10K – $200K

5 sizes

$5K – $200K

6 sizes

Yes

Evaluation fee is returned with the first payout.

Yes

Registration fee refunded with the 4th reward on the 2 Step Standard Master Account.

One-time fee

no clock on the evaluation

One-time fee

no clock on the evaluation

10% → 5%

FTMO Challenge (2-Step)

12%

1 Step Flex (3% daily loss)

10%

FTMO Challenge (2-Step)

12%

1 Step Flex (3% daily loss)

5%

balance based

3%

higher-of based

Static

Static

4

None

Unlimited

Unlimited

1:100

1:100

90%

included

95%

included

Bi-weekly

on FTMO Challenge (2-Step)

Weekly

on 2 Step Pro

14 days

Varies by programme

$20

1% of the account size

Yes

FTMO publishes aggregate payout statistics on its own site.

Not independently verified by PropScouting

None on some plans

tightest elsewhere 50% - breach raises the target

None on some plans

tightest elsewhere 15% - breach delays the payout

Restricted

News trading is unrestricted during the evaluation. On a Standard FTMO Account you may not open or close trades on the affected instruments from 2 minutes before to 2 minutes after selected high-impact releases, though positions opened earlier can be held through them. Swing accounts have no news restriction.

Restricted

Trades may be held through news. On Master accounts, profit from trades opened or closed within 5 minutes before or after a restricted release, or from 5 minutes before a restricted speech until 5 minutes after it ends, can be deducted, unless the trade was opened at least 5 hours earlier. Deliberately trading news is prohibited, and FundingPips Zero bans opening, closing or holding trades around restricted news.

Allowed

EAs and algorithmic trading are allowed if the trading is legitimate and could be replicated on a live account. A third-party EA risks breaching the maximum capital allocation when other traders run the same strategy, and an EA that sends more than 2,000 server requests a day is a forbidden practice.

Restricted

Third-party EAs may be used only as trade or risk managers. An EA you built yourself may trade fully automated if you can prove ownership, for example with its source code.

Restricted

Accounts are for personal use only: no third party may trade your account or trade in coordination with you. Running an identical strategy across several accounts is subject to the $400,000 maximum capital allocation.

Restricted

Copying between your own FundingPips accounts, or from a FundingPips account out to your own external account, is allowed. Copying into a FundingPips account from signals or other traders, copying between different users, and third-party account management are prohibited.

Restricted

Positions may be held over the weekend during the evaluation and on Swing accounts. A Standard FTMO Account must be flat shortly before the weekend market close.

Restricted

Weekend holds are allowed in the evaluation on the 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro. On their Master accounts, open trades are closed automatically unless the Swing add-on was bought at purchase. FundingPips Zero does not allow weekend holds at all.

Restricted

Positions may be held overnight during the evaluation and on Swing accounts. On a Standard FTMO Account they must be closed before any market break (rollover) lasting longer than two hours.

Restricted

Overnight holds are allowed in the evaluation. On 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro Master accounts, the system closes every open trade each day (20:45 to 21:00 UTC in summer, 21:45 to 22:00 UTC in winter) unless the Swing add-on was bought at purchase. A separate swap-free add-on is sold for holding overnight without swap charges.

Restricted

Opposite positions are allowed within a single account. Holding them across connected accounts or with other traders is forbidden, as is hedging used to spread profit across days to get round the Best Day Rule.

Not allowed

Hedging is on FundingPips' list of forbidden strategies, along with opposite-account trading, and leads to account termination.

MetaTrader 4, MetaTrader 5, cTrader +2

MetaTrader 4 · MetaTrader 5 · cTrader · DXtrade · TradingView

MetaTrader 5, cTrader, TradingView +1

MetaTrader 5 · cTrader · TradingView · Match-Trader

Forex, Indices, Metals, Commodities +2

Forex · Indices · Metals · Commodities · Crypto · Stocks

Forex, Indices, Metals, Crypto +1

Forex · Indices · Metals · Crypto · Commodities

Bank transfer, Crypto, Skrill, Visa Direct, Mastercard Send

Crypto, Rise, Bank wire, Pay to card

Yes

The split rises from 80% to 90% once the Scaling Plan or Premium Programme conditions are met, and the Scaling Plan increases allocated capital once payout milestones are met.

Yes

Invitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M.

75 listed

FTMO excludes nationals and residents of Iran, Syria, Myanmar and North Korea, though nationals of the first three can be accepted with proof of residency and a bank account in the European Economic Area. The rest of the list is a risk-based exclusion by country of residence. Clients in the United States are served by FTMO US, and clients in Australia through an affiliated FTMO entity.

3 listed

These are the countries FundingPips' help centre lists as restricted. US residents cannot use MT5 or cTrader accounts, though Match-Trader is available to US and Canadian residents. Check that a payout method reaches you: bank transfer and Rise have a $500 minimum.

25 Sept 2026

25 Sept 2026