FTMO

CFD evaluations since 2015, with a static loss line on the 2-Step

Forex / CFDSince 2015Prague, Czech Republic2 programmes listed on PropScoutingA plan with no consistency capStatic drawdown

FTMO has sold CFD evaluations since 2015 and is based in Prague. It offers two routes to a funded account: the 2-Step FTMO Challenge, with a static 10% maximum loss and a 5% daily limit, and a faster 1-Step with a 3% daily limit and a loss line that trails at the end of each day. Payouts run every 14 days at an 80% or 90% split, and standard accounts restrict news and weekend trading.

Current offer

20% off the $100K 1-Step Challenge

Available to users who do not already have an active $100K Challenge. No code required.

Get 20% off Compare with another firm

Trading from the US? Visit FTMO US

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Data checked 25 Sept 2026

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User rating

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Entry from: Priced in EUR; not converted to USD
Account sizes: $10K–$200K; 5 sizes
Highest included split: 90%
Max loss: 10%; static
Daily loss: 5%; balance based
Payouts: Bi-weekly; min $20

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Overview

Key advantages

Operating since 2015, the earliest founding year we have on record for a CFD firm
Static maximum loss on the 2-Step route, so there is no trailing line to track
No time limit on either evaluation phase
2-Step fee refunded with the first reward (the 1-Step fee is not)
Wide platform coverage including cTrader and DXtrade

Key disadvantages

The 2-Step split is 80% until the Scaling Plan or Premium Programme lifts it to 90%
News restrictions on standard accounts rule out release-driven strategies
Standard funded accounts must be flat before the weekend
Fees on FTMO's main site are listed in euros, so they cannot be compared directly with US dollar prices

Our assessment

If your priority is a long operating record, FTMO has run evaluations since 2015, earlier than any other CFD firm we have a founding year for. You pay for that with news restrictions that rule out a whole class of strategies. Traders chasing the highest headline split will find higher numbers elsewhere.

Suitable for

Traders who weight firm longevity above headline split
Swing traders who want a static drawdown line
Anyone planning to scale capital over years rather than months

Less suitable if

Your edge is trading economic releases
You want the cheapest possible entry ticket

Instruments

Forex

Futures

Indices

Commodities

Metals

Crypto

Stocks

Instrument lists change and individual symbols within a class can be excluded. Confirm the exact symbol you intend to trade on FTMO's own instrument page before buying.

Leverage

Leverage is quoted per asset class and is usually far lower on indices, metals and crypto than on forex. The programme table below carries the headline figure for each account.

Asset class	Max leverage	Applies to
Forex	1:100	All programmes
Indices	1:50	All programmes
Metals	1:50	All programmes
Energy	1:50	All programmes
Crypto	1:3.33	All programmes
Commodities	1:3.33	All programmes
Stocks	1:3.33	All programmes

Per-asset leverage is often lower than the headline forex figure. Where we could not verify a firm-level table, the per-programme figure above is what the firm publishes.

Consistency

Caps how much of total profit one trading day may represent. Checked at the payout stage at most firms.

A consistency rule appliesBreach raises the target

On the 1-Step, accounts from orders placed on or after 12 October 2026, and accounts merged on or after that date, follow a Consistency rule: your best day may not exceed 50% of your total profit, both to pass and to be eligible for a reward. Accounts from earlier orders keep the Best Day Rule, which measures the best day against the profit of your winning days only. Going over either limit is not a breach: you keep trading until your best day is back within 50%. The 2-Step has no consistency rule.

Consistency cap by programme

Set per programme, not per firm. Read the row for the plan you intend to buy.

FTMO Challenge (2-Step): No cap
FTMO Challenge (1-Step): 50% best-day cap

Trading rules

Limit	FTMO Challenge (2-Step)	FTMO Challenge (1-Step)
Daily loss limit	5%	3%
Maximum loss	10%	10%
Drawdown model	Static	End-of-day trailing
Minimum trading days	4	None
Maximum trading days	Unlimited	Unlimited

News trading

Restricted

News trading is unrestricted during the evaluation. On a Standard FTMO Account you may not open or close trades on the affected instruments from 2 minutes before to 2 minutes after selected high-impact releases, though positions opened earlier can be held through them. Swing accounts have no news restriction.

EAs and algorithmic trading

Allowed

EAs and algorithmic trading are allowed if the trading is legitimate and could be replicated on a live account. A third-party EA risks breaching the maximum capital allocation when other traders run the same strategy, and an EA that sends more than 2,000 server requests a day is a forbidden practice.

Weekend holding

Restricted

Positions may be held over the weekend during the evaluation and on Swing accounts. A Standard FTMO Account must be flat shortly before the weekend market close.

Overnight holding

Restricted

Positions may be held overnight during the evaluation and on Swing accounts. On a Standard FTMO Account they must be closed before any market break (rollover) lasting longer than two hours.

Copy trading

Restricted

Accounts are for personal use only: no third party may trade your account or trade in coordination with you. Running an identical strategy across several accounts is subject to the $400,000 maximum capital allocation.

Hedging

Restricted

Opposite positions are allowed within a single account. Holding them across connected accounts or with other traders is forbidden, as is hedging used to spread profit across days to get round the Best Day Rule.

Other restrictions worth knowing

No time limit to complete a phase on either route.
The 2-Step route uses a static maximum loss: the line never moves once set.
The Swing account type, sold only on the 2-Step, removes the news, overnight and weekend restrictions at 1:30 leverage instead of 1:100.

Challenges

FTMO Challenge (2-Step)

2-stepNo consistency cap

The classic route. Static drawdown and a 5% daily limit make it the most forgiving FTMO path for swing and intraday traders who dislike trailing lines.

Account	Price	Profit target	Max loss
$10K	Priced in EUR	$1,000	$1,000	Buy
$25K	Priced in EUR	$2,500	$2,500	Buy
$50K	Priced in EUR	$5,000	$5,000	Buy
$100K	Priced in EUR	$10,000	$10,000	Buy
$200K	Priced in EUR	$20,000	$20,000	Buy

Challenge type

2-step · 2 phases

Profit target

10% → 5%

Daily loss limit

balance based

Maximum loss

10%

Drawdown model

The loss line is fixed to your starting balance and never moves.

Static

Max leverage

1:100

Profit split

80%

Payout frequency

Bi-weekly, from day 14

Consistency cap

None

Minimum trading days

Maximum trading days

Unlimited

Fee refunded

Evaluation fee is returned with the first payout.

Yes

Scaling. The split rises from 80% to 90% once the Scaling Plan or Premium Programme conditions are met, and the Scaling Plan increases allocated capital once payout milestones are met.

Visit FTMO

FTMO Challenge (1-Step)

1-step

One phase to funding, but the daily limit tightens to 3% and the maximum loss trails at the end of each day. Faster, and materially stricter.

Account	Price	Profit target	Max loss
$10K	Priced in EUR	$1,000	$1,000	Buy
$25K	Priced in EUR	$2,500	$2,500	Buy
$50K	Priced in EUR	$5,000	$5,000	Buy
$100K	Priced in EUR	$10,000	$10,000	Buy
$200K	Priced in EUR	$20,000	$20,000	Buy

Challenge type

1-step · 1 phase

Profit target

10%

Daily loss limit

balance based

Maximum loss

10%

Drawdown model

The loss line moves up with your closed balance, recalculated once at the daily close.

End-of-day trailing

Max leverage

1:100

Profit split

90%

Payout frequency

Bi-weekly, from day 14

Consistency cap

50%

Minimum trading days

None

Maximum trading days

Unlimited

Fee refunded

Scaling. The Scaling Plan's capital increases apply as on the 2-Step; the split is already 90% from the start.

20% off the $100K 1-Step Challenge

Get 20% off

Payouts

A first reward can be requested from the 14th day after the first trade on the FTMO Account, then on a bi-weekly cycle.

Highest included split

90%

Fastest payout frequency

Bi-weekly

First payout after

14 days

Minimum payout

$20

Payout methods

Bank transfer, Crypto, Skrill, Visa Direct, Mastercard Send

Payment methods

How you pay for the evaluation

Credit/debit card, Bank transfer, PayPal, Revolut Pay, Skrill, Crypto, Apple Pay, Google Pay

Processing time

Requests are reviewed within 1-2 business days, and the reward is typically sent within 1-2 business days of the invoice being approved.

Published payout proof

Yes

Payout restrictions

Minimum withdrawal is $20 by bank wire and $50 by crypto.
Visa Direct and Mastercard Send payouts go up to $20,000, and Skrill up to $3,000.
Scaling to the 90% split applies to the 2-Step route only and requires at least two processed rewards across a minimum four-month cycle.

Split and cadence by programme

FTMO Challenge (2-Step): 80% · Bi-weekly from day 14
FTMO Challenge (1-Step): 90% · Bi-weekly from day 14

FTMO publishes aggregate payout statistics on its own site.

Restricted countries

75 restrictedFTMO states it does not serve traders from:

Iran
Syria
Myanmar
North Korea
Afghanistan
Anguilla
Antarctica
Antigua and Barbuda
Belarus
Belize
Bhutan
Bouvet Island
Burundi
Cape Verde
Central African Republic
Chad
Cook Islands
Comoros
Republic of the Congo
Cuba
Djibouti
Dominica
Equatorial Guinea
Eritrea
Eswatini
Fiji
Gabon
Gambia
Grenada
Guinea
Guinea-Bissau
Holy See (Vatican City)
Indonesia
Iraq
Kazakhstan
Kiribati
Kosovo
Kyrgyzstan
Lesotho
Liberia
Malawi
Mali
Mauritania
Marshall Islands
Micronesia
Nauru
Niger
Niue
Papua New Guinea
Russia
Saint Barthélemy
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Seychelles
Sierra Leone
Solomon Islands
Somalia
South Sudan
Sudan
Suriname
Tajikistan
Timor-Leste
Tokelau
Tonga
Turkmenistan
Tuvalu
Ukraine (Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia only)
Uzbekistan
Vanuatu
Venezuela
Western Sahara

FTMO excludes nationals and residents of Iran, Syria, Myanmar and North Korea, though nationals of the first three can be accepted with proof of residency and a bank account in the European Economic Area. The rest of the list is a risk-based exclusion by country of residence. Clients in the United States are served by FTMO US, and clients in Australia through an affiliated FTMO entity.

Trading from the US? Visit FTMO US

Reviews

No reviews yet

No trader has reviewed FTMO on PropScouting yet, and we do not seed reviews or import star ratings from other sites. Until real submissions arrive, the rules and prices above are what we can stand behind.

New reviews are temporarily paused while we introduce evidence verification.

Questions about FTMO

Does FTMO allow news trading?

With restrictions. News trading is unrestricted during the evaluation. On a Standard FTMO Account you may not open or close trades on the affected instruments from 2 minutes before to 2 minutes after selected high-impact releases, though positions opened earlier can be held through them. Swing accounts have no news restriction.

Does FTMO allow EAs and automated trading?

Yes. EAs and algorithmic trading are allowed if the trading is legitimate and could be replicated on a live account. A third-party EA risks breaching the maximum capital allocation when other traders run the same strategy, and an EA that sends more than 2,000 server requests a day is a forbidden practice.

Does FTMO have a consistency rule?

What is the FTMO drawdown rule?

On the FTMO Challenge (2-Step), the maximum loss is 10% of the starting balance and the daily loss limit is 5%. The drawdown model is static: The loss line is fixed to your starting balance and never moves.

How much does FTMO cost?

FTMO publishes its challenge fees in euros. PropScouting lists numeric fees only when they are published in US dollars and does not convert currencies, so this page shows the fee as "Priced in EUR". Check FTMO for the current euro fee.

What is the FTMO profit split?

Up to 90%. A first reward can be requested from the 14th day after the first trade on the FTMO Account, then on a bi-weekly cycle.

How often does FTMO pay out?

The fastest cadence on any FTMO programme is bi-weekly. The minimum withdrawal is $20. Payout methods: Bank transfer, Crypto, Skrill, Visa Direct, Mastercard Send.

Can I hold FTMO positions over the weekend?

With restrictions. Positions may be held over the weekend during the evaluation and on Swing accounts. A Standard FTMO Account must be flat shortly before the weekend market close.

Which countries can trade with FTMO?

FTMO states it does not serve traders from 75 countries or regions, listed in full in the restricted countries section above. FTMO excludes nationals and residents of Iran, Syria, Myanmar and North Korea, though nationals of the first three can be accepted with proof of residency and a bank account in the European Economic Area. The rest of the list is a risk-based exclusion by country of residence. Clients in the United States are served by FTMO US, and clients in Australia through an affiliated FTMO entity.

How many FTMO programmes does PropScouting list?

PropScouting currently lists two FTMO programmes: FTMO Challenge (2-Step) and FTMO Challenge (1-Step), in account sizes from $10K to $200K.

Which platforms does FTMO offer?

FTMO offers MetaTrader 4, MetaTrader 5, cTrader, DXtrade and TradingView.

What is the maximum allocation at FTMO?

FTMO allocates up to $400,000 per trader, across all accounts and both products, before scaling; the Scaling Plan can reach $2M.