Finotive Funding

Dubai CFD firm since 2021 with static loss lines and on-demand first payouts

Forex / CFDSince 2021Dubai, United Arab Emirates2 programmes listed on PropScoutingA plan with no consistency capStatic drawdown

Finotive Funding is a Dubai prop firm operating since April 2021. Its 2 Phase Challenge asks for 7.5% then 5% against a 4.5% daily limit and a static 9% loss line; the 1 Phase asks for 10% against a 4% daily limit and a static 7.5% line. Funded traders start on an 80% split, and the first payout can be requested on demand, then weekly.

Current offer

15% off with code PROPSCO

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Data checked 25 Sept 2026

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Entry from: $30; $2.5K account
Account sizes: $2.5K–$200K; 7 sizes
Highest included split: 80%
Max loss: 9%; static
Daily loss: 4.5%; balance based
Payouts: Weekly

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Overview

Key advantages

Static loss line on both challenges
First payout on demand, then weekly
Low 7.5% first-phase target on the 2-Step
Operating since 2021

Key disadvantages

Long and technical rulebook, including notional volume limits
Only self-built EAs allowed
News straddling prohibited

Our assessment

Static loss lines on both challenges and an on-demand first payout are genuine positives, and the 2-Step's 7.5% first target is lower than most of the two-step targets we track. The rulebook is long: notional volume limits, a floating drawdown threshold and scalping thresholds all apply, so read it before trading a style that sits near any of them.

Suitable for

Discretionary traders who want fast first payouts
Traders who prefer a static loss line

Less suitable if

You scalp with very short holds
You rely on a purchased EA

Instruments

Forex

Futures

Indices

Commodities

Metals

Crypto

Stocks

Instrument lists change and individual symbols within a class can be excluded. Confirm the exact symbol you intend to trade on Finotive's own instrument page before buying.

Leverage

Leverage is quoted per asset class and is usually far lower on indices, metals and crypto than on forex. The programme table below carries the headline figure for each account.

2 Phase Challenge

1:100

1 Phase Challenge

1:50

Per-asset leverage is often lower than the headline forex figure. Where we could not verify a firm-level table, the per-programme figure above is what the firm publishes.

Consistency

Caps how much of total profit one trading day may represent. Checked at the payout stage at most firms.

No consistency rule

The standard 1 Phase and 2 Phase challenges carry no consistency rule. Pro accounts add a weekly trade-volume consistency rule and a quarterly profit target.

Consistency cap by programme

Set per programme, not per firm. Read the row for the plan you intend to buy.

2 Phase Challenge: No cap
1 Phase Challenge: No cap

Trading rules

Limit	2 Phase Challenge	1 Phase Challenge
Daily loss limit	4.5%	4%
Maximum loss	9%	7.5%
Drawdown model	Static	Static
Minimum trading days	2	3
Maximum trading days	Not verified	Not verified

News trading

Restricted

Trading news with a directional plan is allowed. News straddling - opposing positions placed just before a release to catch the spike - is prohibited.

EAs and algorithmic trading

Restricted

EAs you designed, customised or coded yourself are permitted. Purchased or mass-market plug-and-play EAs are not.

Weekend holding

Allowed

Weekend holding is allowed on the evaluation-based programmes; Instant Funding accounts need an add-on.

Overnight holding

Allowed

Positions may be held overnight. The only holding restriction in Finotive's Terms is the weekend rule for Instant Funding accounts, and the challenge accounts may hold over the weekend.

Copy trading

Restricted

Trade copiers may be used to copy your own trades between accounts, including from your own external broker or prop firm account, provided you genuinely own and control the master account and strategy. Copying from third parties, shared master accounts, signal providers or trading groups is prohibited.

Hedging

Restricted

Offsetting, hedged or closely correlated positions across accounts, used to manipulate drawdown, equity, exposure or payout eligibility, are prohibited.

Other restrictions worth knowing

Open positions are capped by a notional volume limit that tightens as account size grows.
A 2% floating drawdown threshold applies on challenge and Pro accounts once funded.
Scalping is flagged when 40% or more of closed trades in a payout cycle last 120 seconds or less.
Accounts inactive for 30 consecutive days may be closed without refund.

Challenges

2 Phase Challenge

2-stepNo consistency cap

7.5% then 5% with a 4.5% daily limit and a static 9% loss line, two profitable days per phase. $30 to $995.

Account	Price	Profit target	Max loss
$2.5K	$30	$188	$225	Buy
$5K	$55	$375	$450	Buy
$10K	$100	$750	$900	Buy
$25K	$225	$1,875	$2,250	Buy
$50K	$440	$3,750	$4,500	Buy
$100K	$595	$7,500	$9,000	Buy
$200K	$995	$15,000	$18,000	Buy

Challenge type

2-step · 2 phases

Profit target

7.5% → 5%

Daily loss limit

balance based

4.5%

Maximum loss

Drawdown model

The loss line is fixed to your starting balance and never moves.

Static

Max leverage

1:100

Profit split

80%

Payout frequency

Weekly, first payout on demand

Consistency cap

None

Minimum trading days

Maximum trading days

Not verified

Fee refunded

Refunded automatically if the funded account is in net profit 30 days after funding.

Yes

Scaling. Every 90 days: at least 50 trades, a 10% return (12% on the 1-Step), two of three months profitable and no single trade above 7.5% of net profit. Each cycle adds 30% to the balance, up to $680,000 per account, and the split can rise from 80% to 95%.

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1 Phase Challenge

1-stepNo consistency cap

One 10% target with a 4% daily limit and a static 7.5% loss line, three profitable days. $40 to $1,160.

Account	Price	Profit target	Max loss
$2.5K	$40	$250	$188	Buy
$5K	$70	$500	$375	Buy
$10K	$110	$1,000	$750	Buy
$25K	$250	$2,500	$1,875	Buy
$50K	$450	$5,000	$3,750	Buy
$100K	$650	$10,000	$7,500	Buy
$200K	$1,160	$20,000	$15,000	Buy

Challenge type

1-step · 1 phase

Profit target

10%

Daily loss limit

balance based

Maximum loss

7.5%

Drawdown model

The loss line is fixed to your starting balance and never moves.

Static

Max leverage

1:50

Profit split

80%

Payout frequency

Weekly, first payout on demand

Consistency cap

None

Minimum trading days

Maximum trading days

Not verified

Fee refunded

Refunded automatically if the funded account is in net profit 30 days after funding.

Yes

Get 15% off

Payouts

The first payout can be requested on demand, then weekly. The 2 Phase Challenge has no minimum payout amount; on the 1 Phase the minimum is the lower of 1% of the account or $100.

Highest included split

80%

Fastest payout frequency

Weekly

First payout after

On demand

Minimum payout

None on the 2-Step; the lower of 1% or $100 on the 1-Step

Payout methods

Bank transfer, Crypto

Payment methods

How you pay for the evaluation

Card, Crypto, Finotive Pay, Local methods shown at checkout

Processing time

Payouts reach your Finotive Pay wallet, sometimes instantly. Withdrawals from the wallet to a bank or crypto account are processed on Fridays.

Published payout proof

Yes

Payout restrictions

1 Phase Challenge minimum payout: the lower of 1% of the initial balance or $100.
A confirmed floating drawdown breach on a funded account reduces that cycle's reward payment to 10%.

Split and cadence by programme

2 Phase Challenge: 80% · Weekly first payout on demand
1 Phase Challenge: 80% · Weekly first payout on demand

The firm states it posts daily payout proof in its Discord community.

Restricted countries

15 restrictedFinotive states it does not serve traders from:

Iran
North Korea
Crimea (Ukraine)
Sevastopol (Ukraine)
Donetsk (Ukraine)
Luhansk (Ukraine)
Zaporizhzhia (Ukraine)
Kherson (Ukraine)
Abkhazia
South Ossetia
Northern Cyprus
Somaliland
Transnistria
Nagorno-Karabakh
Palestinian Territories

These are the restricted jurisdictions in Finotive's Terms. They apply to residents, to anyone located in or operating from these places, and to citizens where the law requires, and the firm can add to the list without notice.

Reviews

No reviews yet

No trader has reviewed Finotive Funding on PropScouting yet, and we do not seed reviews or import star ratings from other sites. Until real submissions arrive, the rules and prices above are what we can stand behind.

New reviews are temporarily paused while we introduce evidence verification.

Questions about Finotive Funding

Does Finotive Funding allow news trading?

With restrictions. Trading news with a directional plan is allowed. News straddling - opposing positions placed just before a release to catch the spike - is prohibited.

Does Finotive Funding allow EAs and automated trading?

With conditions. EAs you designed, customised or coded yourself are permitted. Purchased or mass-market plug-and-play EAs are not.

Does Finotive Funding have a consistency rule?

No. The standard 1 Phase and 2 Phase challenges carry no consistency rule. Pro accounts add a weekly trade-volume consistency rule and a quarterly profit target.

What is the Finotive Funding drawdown rule?

On the 2 Phase Challenge, the maximum loss is 9% of the starting balance and the daily loss limit is 4.5%. The drawdown model is static: The loss line is fixed to your starting balance and never moves.

How much does Finotive Funding cost?

The cheapest published ticket we verified is $30, and accounts run from $2.5K to $200K. Prices in this sector change without notice, so treat this as the last verified reading rather than a live quote.

What is the Finotive Funding profit split?

Up to 80%. The first payout can be requested on demand, then weekly. The 2 Phase Challenge has no minimum payout amount; on the 1 Phase the minimum is the lower of 1% of the account or $100.

How often does Finotive Funding pay out?

The fastest cadence on any Finotive programme is weekly. Minimum withdrawal: None on the 2-Step; the lower of 1% or $100 on the 1-Step. Payout methods: Bank transfer, Crypto.

Can I hold Finotive Funding positions over the weekend?

Yes. Weekend holding is allowed on the evaluation-based programmes; Instant Funding accounts need an add-on.

Which countries can trade with Finotive Funding?

Finotive Funding states it does not serve traders from 15 countries or regions, listed in full in the restricted countries section above. These are the restricted jurisdictions in Finotive's Terms. They apply to residents, to anyone located in or operating from these places, and to citizens where the law requires, and the firm can add to the list without notice.

How many Finotive Funding programmes does PropScouting list?

PropScouting currently lists two Finotive Funding programmes: 2 Phase Challenge and 1 Phase Challenge, in account sizes from $2.5K to $200K.

Which platforms does Finotive Funding offer?

Finotive Funding offers Match-Trader and MetaTrader 5.

What is the maximum allocation at Finotive Funding?

Finotive Funding allocates up to $600,000 per trader. Scaling can raise this to $2.04M.