Head to head
Goat Funded Trader vs FundingPips
Instant funding, or a cheap evaluation without a consistency rule?
Goat Funded lets you skip the evaluation entirely. The cost is a 15% consistency rule on its Instant account, which in practice needs about seven evenly sized winning days before a payout clears - often slower to first cash than passing a FundingPips 2 Step Standard paid on the weekly or bi-weekly cycle, which carries no consistency rule.
Rules and prices may change
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Goat Funded Trader
Instant funding without an evaluation - at a consistency cost
- Entry from
- $36
- Highest included split
- 80%
- Max loss
- 10% static
- Daily loss
- 4%
- Sizes
- $5K–$200K
- Consistency
- 15% cap
FundingPips
1-step, 2-step and instant accounts, each with its own rule set
- Entry from
- $29
- Highest included split
- 95%
- Max loss
- 12% static
- Daily loss
- 3%
- Sizes
- $5K–$200K
- Consistency
- Applies
The short answer
The biggest differences
Ranked by how far apart the two firms actually are, not by what is easiest to put in a table.
| Attribute | Goat Funded | FundingPips |
|---|---|---|
| Minimum trading days | 3 | None |
| EAs and algos | Allowed | Restricted |
| Weekend holding | Allowed | Restricted |
| Overnight holding | Allowed | Restricted |
| Daily loss limit | 4% | 3% |
| Payout cadence | Bi-weekly | Weekly |
Full matrix
Every attribute compared
34 rows across cost, evaluation terms, payouts, rules and access.
Comparing 2 | ||
|---|---|---|
At a glance | ||
| User ratingAverage of reviews submitted by PropScouting users | No reviews yet | No reviews yet |
| Asset class | Forex / CFD | Forex / CFD |
| Operating since | 2023 | 2023 |
| Programmes listed on PropScouting | 3 Instant funding, 2-step, 1-step | 5 1-step, 2-step, Instant funding |
Cost | ||
| Entry priceLowest published ticket across all programmes | $36 smallest account $5K | $29 smallest account $5K |
| $100K account priceCheapest published ticket for a $100,000 account | $478 | $444 |
| Account sizes | $5K – $200K 7 sizes | $5K – $200K 6 sizes |
| Fee refundedReturned once funded; timing varies by firm | Yes Evaluation fee refunded with the fourth payout. | Yes Registration fee refunded with the 4th reward on the 2 Step Standard Master Account. |
| Pricing model | One-time fee no clock on the evaluation | One-time fee no clock on the evaluation |
Evaluation | ||
| Profit targetPer phase, on the widest programme | 8% → 6% 2-Step GOAT Model | 12% 1 Step Flex (3% daily loss) |
| Maximum loss | 10% 2-Step GOAT Model | 12% 1 Step Flex (3% daily loss) |
| Daily loss limitNo limit means a bad morning cannot end the account | 4% higher-of based | 3% higher-of based |
| Drawdown modelStatic never moves; trailing rises with your profit | Static | Static |
| Minimum trading days | 3 | None |
| Time limit | Unlimited | Unlimited |
| Max leverage | 1:100 | 1:100 |
Payouts | ||
| Profit splitHighest included split on any programme | 80% included | 95% included |
| Payout cadence | Bi-weekly on Instant Funding | Weekly on 2 Step Pro |
| First payout after | 14 days | Varies by programme |
| Minimum payout | $100 | 1% of the account size |
| Published payout proof | Not independently verified by PropScouting | Not independently verified by PropScouting |
Rules that decide whether you get paid | ||
| Consistency capCaps how much of total profit one day may represent. Set per programme, not per firm. | None on some plans tightest elsewhere 15% - breach delays the payout | None on some plans tightest elsewhere 15% - breach delays the payout |
| News trading | Restricted News trading is allowed in both the challenge and funded phases, but a trade opened or closed within 5 minutes of a high-impact release can keep at most 1% of the initial balance in profit. The excess is removed without breaching the account. | Restricted Trades may be held through news. On Master accounts, profit from trades opened or closed within 5 minutes before or after a restricted release, or from 5 minutes before a restricted speech until 5 minutes after it ends, can be deducted, unless the trade was opened at least 5 hours earlier. Deliberately trading news is prohibited, and FundingPips Zero bans opening, closing or holding trades around restricted news. |
| EAs and algos | Allowed EAs are allowed if they respect the prohibited-practices rules. High-frequency and gold-arbitrage EAs are banned, and on One Step, Two Step, Instant Premium and Pay Later accounts bought from 12 August 2026 a VPS is prohibited, which rules out EAs that need one. | Restricted Third-party EAs may be used only as trade or risk managers. An EA you built yourself may trade fully automated if you can prove ownership, for example with its source code. |
| Copy trading | Restricted Signal services and copying from other traders are prohibited. Between your own accounts, copying from one evaluation account to another or into a funded account is not allowed, but copying between funded accounts is. | Restricted Copying between your own FundingPips accounts, or from a FundingPips account out to your own external account, is allowed. Copying into a FundingPips account from signals or other traders, copying between different users, and third-party account management are prohibited. |
| Weekend holding | Allowed Trades may be held over the weekend. | Restricted Weekend holds are allowed in the evaluation on the 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro. On their Master accounts, open trades are closed automatically unless the Swing add-on was bought at purchase. FundingPips Zero does not allow weekend holds at all. |
| Overnight holding | Allowed Trades may be held overnight. | Restricted Overnight holds are allowed in the evaluation. On 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro Master accounts, the system closes every open trade each day (20:45 to 21:00 UTC in summer, 21:45 to 22:00 UTC in winter) unless the Swing add-on was bought at purchase. A separate swap-free add-on is sold for holding overnight without swap charges. |
| Hedging | Not allowed Hedging is strictly prohibited, including opposite positions within the same account, across your own accounts, and between a GFT account and another firm's. | Not allowed Hedging is on FundingPips' list of forbidden strategies, along with opposite-account trading, and leads to account termination. |
Access | ||
| Platforms | MetaTrader 5, cTrader, TradeLocker +1 MetaTrader 5 · cTrader · TradeLocker · Match-Trader | MetaTrader 5, cTrader, TradingView +1 MetaTrader 5 · cTrader · TradingView · Match-Trader |
| Markets | Forex, Indices, Metals, Crypto +1 Forex · Indices · Metals · Crypto · Commodities | Forex, Indices, Metals, Crypto +1 Forex · Indices · Metals · Crypto · Commodities |
| Payout methods | Rise, Crypto, Skrill, Bank transfer | Crypto, Rise, Bank wire, Pay to card |
| Scaling plan | Yes Four levels raise a funded account by 15%, 30%, 40% and then 50% of its original size, after 2 to 6 months funded and 4 to 15 payouts. | Yes Invitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M. |
| Country restrictions | 27 listed These are the countries Goat Funded Trader's help centre says are restricted from signing up and trading. | 3 listed These are the countries FundingPips' help centre lists as restricted. US residents cannot use MT5 or cTrader accounts, though Match-Trader is available to US and Canadian residents. Check that a payout method reaches you: bank transfer and Rise have a $500 minimum. |
| Record verified | 25 Sept 2026 | 25 Sept 2026 |
At a glance
User rating
Average of reviews submitted by PropScouting users
- Goat Funded
- No reviews yet
- FundingPips
- No reviews yet
Asset class
- Goat Funded
- Forex / CFD
- FundingPips
- Forex / CFD
Operating since
- Goat Funded
- 2023
- FundingPips
- 2023
Programmes listed on PropScouting
- Goat Funded
- 3Instant funding, 2-step, 1-step
- FundingPips
- 51-step, 2-step, Instant funding
Cost
Entry price
Lowest published ticket across all programmes
- Goat Funded
- $36smallest account $5K
- FundingPips
- $29smallest account $5K
$100K account price
Cheapest published ticket for a $100,000 account
- Goat Funded
- $478
- FundingPips
- $444
Account sizes
- Goat Funded
- $5K – $200K7 sizes
- FundingPips
- $5K – $200K6 sizes
Fee refunded
Returned once funded; timing varies by firm
- Goat Funded
- YesEvaluation fee refunded with the fourth payout.
- FundingPips
- YesRegistration fee refunded with the 4th reward on the 2 Step Standard Master Account.
Pricing model
- Goat Funded
- One-time feeno clock on the evaluation
- FundingPips
- One-time feeno clock on the evaluation
Evaluation
Profit target
Per phase, on the widest programme
- Goat Funded
- 8% → 6%2-Step GOAT Model
- FundingPips
- 12%1 Step Flex (3% daily loss)
Maximum loss
- Goat Funded
- 10%2-Step GOAT Model
- FundingPips
- 12%1 Step Flex (3% daily loss)
Daily loss limit
No limit means a bad morning cannot end the account
- Goat Funded
- 4%higher-of based
- FundingPips
- 3%higher-of based
Drawdown model
Static never moves; trailing rises with your profit
- Goat Funded
- Static
- FundingPips
- Static
Minimum trading days
- Goat Funded
- 3
- FundingPips
- None
Time limit
- Goat Funded
- Unlimited
- FundingPips
- Unlimited
Max leverage
- Goat Funded
- 1:100
- FundingPips
- 1:100
Payouts
Profit split
Highest included split on any programme
- Goat Funded
- 80%included
- FundingPips
- 95%included
Payout cadence
- Goat Funded
- Bi-weeklyon Instant Funding
- FundingPips
- Weeklyon 2 Step Pro
First payout after
- Goat Funded
- 14 days
- FundingPips
- Varies by programme
Minimum payout
- Goat Funded
- $100
- FundingPips
- 1% of the account size
Published payout proof
- Goat Funded
- Not independently verified by PropScouting
- FundingPips
- Not independently verified by PropScouting
Rules that decide whether you get paid
Consistency cap
Caps how much of total profit one day may represent. Set per programme, not per firm.
- Goat Funded
- None on some planstightest elsewhere 15% - breach delays the payout
- FundingPips
- None on some planstightest elsewhere 15% - breach delays the payout
News trading
- Goat Funded
- RestrictedNews trading is allowed in both the challenge and funded phases, but a trade opened or closed within 5 minutes of a high-impact release can keep at most 1% of the initial balance in profit. The excess is removed without breaching the account.
- FundingPips
- RestrictedTrades may be held through news. On Master accounts, profit from trades opened or closed within 5 minutes before or after a restricted release, or from 5 minutes before a restricted speech until 5 minutes after it ends, can be deducted, unless the trade was opened at least 5 hours earlier. Deliberately trading news is prohibited, and FundingPips Zero bans opening, closing or holding trades around restricted news.
EAs and algos
- Goat Funded
- AllowedEAs are allowed if they respect the prohibited-practices rules. High-frequency and gold-arbitrage EAs are banned, and on One Step, Two Step, Instant Premium and Pay Later accounts bought from 12 August 2026 a VPS is prohibited, which rules out EAs that need one.
- FundingPips
- RestrictedThird-party EAs may be used only as trade or risk managers. An EA you built yourself may trade fully automated if you can prove ownership, for example with its source code.
Copy trading
- Goat Funded
- RestrictedSignal services and copying from other traders are prohibited. Between your own accounts, copying from one evaluation account to another or into a funded account is not allowed, but copying between funded accounts is.
- FundingPips
- RestrictedCopying between your own FundingPips accounts, or from a FundingPips account out to your own external account, is allowed. Copying into a FundingPips account from signals or other traders, copying between different users, and third-party account management are prohibited.
Weekend holding
- Goat Funded
- AllowedTrades may be held over the weekend.
- FundingPips
- RestrictedWeekend holds are allowed in the evaluation on the 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro. On their Master accounts, open trades are closed automatically unless the Swing add-on was bought at purchase. FundingPips Zero does not allow weekend holds at all.
Overnight holding
- Goat Funded
- AllowedTrades may be held overnight.
- FundingPips
- RestrictedOvernight holds are allowed in the evaluation. On 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro Master accounts, the system closes every open trade each day (20:45 to 21:00 UTC in summer, 21:45 to 22:00 UTC in winter) unless the Swing add-on was bought at purchase. A separate swap-free add-on is sold for holding overnight without swap charges.
Hedging
- Goat Funded
- Not allowedHedging is strictly prohibited, including opposite positions within the same account, across your own accounts, and between a GFT account and another firm's.
- FundingPips
- Not allowedHedging is on FundingPips' list of forbidden strategies, along with opposite-account trading, and leads to account termination.
Access
Platforms
- Goat Funded
- MetaTrader 5, cTrader, TradeLocker +1MetaTrader 5 · cTrader · TradeLocker · Match-Trader
- FundingPips
- MetaTrader 5, cTrader, TradingView +1MetaTrader 5 · cTrader · TradingView · Match-Trader
Markets
- Goat Funded
- Forex, Indices, Metals, Crypto +1Forex · Indices · Metals · Crypto · Commodities
- FundingPips
- Forex, Indices, Metals, Crypto +1Forex · Indices · Metals · Crypto · Commodities
Payout methods
- Goat Funded
- Rise, Crypto, Skrill, Bank transfer
- FundingPips
- Crypto, Rise, Bank wire, Pay to card
Scaling plan
- Goat Funded
- YesFour levels raise a funded account by 15%, 30%, 40% and then 50% of its original size, after 2 to 6 months funded and 4 to 15 payouts.
- FundingPips
- YesInvitation only: a FundingPips Prime Account, offered to Master Account traders on performance, grows by 10% at each scale-up, up to $2M.
Country restrictions
- Goat Funded
- 27 listedThese are the countries Goat Funded Trader's help centre says are restricted from signing up and trading.
- FundingPips
- 3 listedThese are the countries FundingPips' help centre lists as restricted. US residents cannot use MT5 or cTrader accounts, though Match-Trader is available to US and Canadian residents. Check that a payout method reaches you: bank transfer and Rise have a $500 minimum.
Record verified
- Goat Funded
- 25 Sept 2026
- FundingPips
- 25 Sept 2026
Beyond the numbers
Which one should you buy?
Our assessment of each, labelled as opinion. If the two lists below point at different firms, the honest answer is that you should buy the one whose rules your strategy needs.
Goat Funded Trader
Goat Funded's Instant account skips the evaluation, which is worth something to a trader who does not want one. Two cautions. The 15% consistency rule on Instant is severe - it effectively requires seven roughly equal winning days before a payout clears. And the rules moved several times during 2026, so anything you read about this firm, here included, needs re-checking at checkout.
Suitable for
- Traders who want to skip the evaluation entirely
- Traders with steady, evenly distributed daily results
- Price-sensitive traders testing a strategy
Less suitable if
- Your results are lumpy - a few big days carrying the month
- You need rule stability over a long funded run
FundingPips
FundingPips suits traders who want no consistency rule on the standard programs. The lineup is genuinely varied rather than cosmetically different, which is a real advantage - and a real risk if you buy the wrong one. FundingPips has operated since 2023, giving it a shorter track record than FTMO.
Suitable for
- Traders who want no consistency rule on a mainstream firm
- Traders running an EA they built themselves
- Traders who want to choose their own risk shape
Less suitable if
- You want one simple rule set with no program selection
- You weight a long operating record heavily
Goat Funded vs FundingPips questions
Is Goat Funded Trader or FundingPips cheaper?
FundingPips has the lower published entry ticket at $29 against $36. Read that against the account size it buys and the $100K row in the matrix above rather than the ticket alone - the cheaper entry ticket often buys a much smaller account.
Which has the better drawdown rules, Goat Funded or FundingPips?
Goat Funded Trader allows 10% total loss on a static basis with a 4% daily limit. FundingPips allows 12% on a static basis with a 3% daily limit.
Which pays a higher profit split?
FundingPips pays more, up to 95% against 80%. Check whether the headline figure is included or a paid upgrade - the matrix above flags which.
Which allows news trading?
Goat Funded Trader: News trading is allowed in both the challenge and funded phases, but a trade opened or closed within 5 minutes of a high-impact release can keep at most 1% of the initial balance in profit. The excess is removed without breaching the account. FundingPips: Trades may be held through news. On Master accounts, profit from trades opened or closed within 5 minutes before or after a restricted release, or from 5 minutes before a restricted speech until 5 minutes after it ends, can be deducted, unless the trade was opened at least 5 hours earlier. Deliberately trading news is prohibited, and FundingPips Zero bans opening, closing or holding trades around restricted news.
Can I trade both firms at once?
Yes, and traders often do to diversify rule risk. The one thing to avoid is running correlated or hedged positions across accounts at different firms - most terms prohibit coordinated hedging, and it is detectable.
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